CRAFTING THE FUTURE

OF RETIREMENT

Every Australian deserves confident answers on how to replace their salary in retirement.

Replacing your salary after you exit the workforce is more involved than just ‘decumulating your super’. The retirement system is complex and for the ‘middle-Australia’ segment it generally involves blending several sources of income together from two spouses plus a means-tested government Age Pension. For Australians who aspire to a lifestyle that costs more than the Age Pension income provides, turning super and savings into income that will last for life and allows for risk is a real challenge. It’s highly mathematical.

We’re a specialist actuarial firm with the technical depth, IP library, and consumer insight to turn complex decumulation challenges into scalable solutions that grow assets, meet compliance requirements, and earn trust.

Our Core Assets

  1. Actuarial Firepower + Product Design
    Deep technical modeling skills that bridge investments, insurance (annuities) and retirement income — the armature that others build on.
  2. Reusable Intellectual Property + Codebase
    A proven, modular library of tools (calculations, UX elements, frameworks) that can be leveraged or re-purposed to de-risk and accelerate development — speed and depth without compromise.
  3. Customer-Centric Prototyping
    Real-world insight with paying consumers. We have built, iterated, and earned 5-star reviews — we translate complexity into clarity that Australians love. For example, our brand www.jubilacion.com.au 

 

What We Do

  • Advisory & Bespoke Modelling (fee for service)
    Corporate consulting
    Modelling + software project support
    Helping Optimum Pensions (major client)
  • Products & Platforms (our investments + partnerships)
    Retirement Edge – annuity comparison services
    Jubilacion – B2C retirement pathway service
    10E24 – specialist asset modelling and simulation software