Our Mission
To help everyday Australians retire with peace of mind by offering clear, ethical, human-centred retirement solutions that they can trust.
Our Team

Jim Hennington
CEO | Consulting Actuary
Results-driven and pioneering Financial Services Innovator specialising in technology, pensions, modelling, risk and advice-tech. Jim has global experience in delivering sophisticated modeling and design solutions tailored for the retirement decumulation phase. Motivated, team-oriented, and adaptable, excels in identifying opportunities to anticipate and respond to change. Known for integrity, trust, innovative thinking, and active listening, ensuring effective stakeholder engagement and bringing excellence to every project.
Jim is a Fellow of the Institute of Actuaries who has spent his career specialising in scaled advice and modelling. Before founding Apricot Actuaries, Jim worked at Accurium (formerly part of Challenger Life) which serviced over 70,000 SMSFs per annum. A financial services professional with a long track record of building businesses and launching new products, Jim has held senior software project roles including retirement decision systems for HSBC, Challenger Life, HUB24 and Generation Life.
As well as being a Fellow of the Institute of Actuaries, Jim holds a Commerce degree from the University of Melbourne as well as two Diplomas in Financial Planning (UK and Australia).

David Schneider
Investment Actuary
David is an actuary with over 30 years’ experience and proven expertise in strategic asset allocation, strategic tilting, investment research, risk management, stochastic asset liability modelling, product development and pricing of financial products. He is the founder of 10E24 and partners closely with Apricot Actuaries to design and deliver world leading investment simulation technology, stochastic asset liability software solutions and a suite of forecast tools that are purpose built for retirement planning.

Clarissa Horwood
Customer Experience Director
Clarissa has a wealth of experience understanding customers’ viewpoints and ensuring their needs are met whether this is in person, by phone or delivered via an online service. Her role at Apricot is to oversee the total customer experience. This includes ensuring the team and culture of Apricot are aligned with customers to deliver the best possible service.
Her previous roles include alumni relations for Oxford University and founding an online writing platform which services over 1,000 writers. Clarissa’s communication skills are second to none (including the fact she speaks three languages.).
Wider Team
Apricot is also proud to have a team of highly skilled analysts and programmers based here in Tasmania. We work closely with our designer, marketing consultants and accountants (BDO) all based in Australia. Apricot has previously worked closely with a senior AFS licensing partner, Mark Bland from Mills Oakley. Mark is an industry leader in AFS licensing related matters, providing training for boards, responsible managers and representatives of financial services providers.