Apricot implements a highly advanced, easy-to-use process to provide our actuarial certificates. Our intuitive entry form screens your inputs in real time, ensuring that you receive an accurate tax-exempt percentage quicker than ever before! Led by our in-house actuary, Jim Hennington (who produced his first certificate in 1995), our team have over 5 years experience processing certificates, and are available to provide technical support when required.

A proportion of the income of a complying superannuation fund can be exempt from income tax under section 295.390 of the Income Tax Assessment Act. This section of the Act applies to the unsegregated pool of assets in the fund.

Where a fund contains unsegregated retirement phase assets, the exempt proportion of income for the fund’s tax return is equal to:

Average value of unsegregated current retirement phase liabilities / Average value of unsegregated superannuation liabilities

The value of these liabilities must be specified by an Actuary in an Actuary’s certificate obtained by the trustee before the date for lodgement of the fund’s income tax return. All Apricot actuarial certificates are prepared in accordance with Guidance Note 451 issued by the Actuaries Institute and other relevant professional standards.

The Apricot actuarial certificate order process consists of the following easy steps:

  1. Launch a certificate order from your dashboard (once you have created a free account with us)
  2. Fill out the order form
  3. Review the system notes and approve all assumptions. You may be required to provide further comment for Apricot staff when prompted.
  4. Select a payment method
  5. Receive your final certificate*

*Some scenarios may require further clarification. In this scenario, Apricot staff will be in contact within 3 hours of the initial order.

Apricot use a 2-Tier pricing structure to ensure our users reap the rewards of our highly sophisticated automation techniques.

Free support is provided by our in-house actuary and experienced staff.

All certificate amendments are provided free of charge.

*All prices exclude GST

Staff reviewed certificates
Orders that require further staff attention
defined benefit reports
Also known as lifetime pensions, flexi-pensions or asset-test exempt income streams Download our application form or simply send us the ledger report

Actuarial Certificate orders can either be paid by credit card at the time of ordering or invoiced to the accounting firm, clients, or their SMSF. Amendments can be processed free of charge as long as the original certificate reference is quoted on the order payment screen.

Apricot invoices can be paid using the in-built credit card facility or by bank transfer (using the Australia Post POLi system). Payment is due 14 days from the invoice issue date.

Corporate rates can be negotiated for high volume clients. Contact our sales staff directly on 03 6240 1575 or [email protected] for more information.

Try out Apricot today

There is no cost to setting up an account with Apricot. Simply log in and start your order. It’s that easy!