Our Retirement Readiness service provides
peace of mind
Financial Freedom is having enough assets to cover all your living costs for the rest of your life. It’s an exciting concept – but calculating the amounts is hard. That’s where Apricot Actuaries comes in.
Actuaries are experts in financial modelling and risk. Their skills are usually reserved for Governments and large companies, but we’re bringing them to you via the Retirement Readiness service.
___________________
___________________
3.
1.
2.
if required
MEETING 2
- Your initial results will be presented and explained
- We will identify different scenarios you wish to test
$1,500
MEETING 3
- Your initial results will be presented and explained
- We will identify different scenarios you wish to test
MEETING 1
- Digitally meet Apricot staff (accountant can be present)
- Key concepts will be explained
- Apricot staff will gather requisite information
What is the process?
What questions does it answer?
Approaching retirement
(planning to retire in 1-5 years)
- Have I saved enough to retire now? What about 2 years later/earlier?
- What if I work part time for a few years?
Accumulating
(planning to retire in 10+ years)
- Am I saving enough?
- What lifestyle can I expect in retirement?
- What can I do to retire earlier?
Already retired
- Do I have enough to last until my life expectancy?
- If so, can I purchase a holiday home/leave a bequest?
- If not, what if I downsize my home and bank the capital?
How can it help me?
-
-
- Analyses your full financial situation
- Provides huge peace of mind
- Two video consultations plus report
- Facilitates exploration of ‘what if’ scenarios
- More information in our Client Information Sheet below
-
Here’s what our clients have to say:
Provided us with a really clear picture of what was achievable
January 2021
We worked hard in our younger years so that we could travel and enjoy a good standard of living in our retirement. COVID's effect on the markets (and our super balances) left us worried that we wouldn't be able to achieve our retirement goals.
Liam took the time to chat with us, really understand our specific situation and identify our concerns. The results in the report were explained to us in terms we could understand and provided us with a really clear picture of what was achievable. It was valuable to be able to explore scenarios specific to us and see what effect they would have on our lifestyle in retirement. We would highly recommend this service for retirees like us who are looking for clarity around their retirement spending.
Sonny and veronica, Tasmania, Retired
We were reassured that we don't need to take unneccesary risks
February 2021
Stu: I’ve worked in a tough factory job for most of my life, and my body's starting to tell me it's time to retire. We had serious concerns that our super balance wasn’t going to be enough to cover our planned spending for the rest of our lives.
Paula: We were even looking into some high risk, high reward investment strategies to bolster our super balances before retirement.
Apricot was able to take a look at our financial situation and illustrate what our life in retirement would realistically look like. We were pleasantly surprised!
They were able to factor in our plans to work part time, planned overseas holidays and inheritances to identify a yearly amount that we can rely on spending for the rest of our lives.
We were reassured that we don’t need to take unnecessary risks to boost our super. This service was invaluable in helping us make decisions in the years up until our retirement. We’ll revisit in a few years to make sure we are still on track.
Paula and Stu, Victoria, Working - planning for retirement
Follow us on social media to keep up to date with promotions and exciting new products.
